چکیده مقاله
The FinTech industry has been rapidly growing and evolving in recent decades, and it is expected to bring about significant transformations in the financial services market by 2025, with new innovative trends This study examines the developments in FinTech by 2025, as well as the challenges and opportunities that lie ahead In recent years, FinTech has revolutionized the delivery of financial and banking services by integrating advanced technologies such as blockchain, artificial intelligence, digital banking, and cryptocurrencies Additionally, novel approaches like embedded finance, which places financial services in non financial contexts, are expanding This research uses the SWOT model to analyze the strengths, weaknesses, opportunities, and threats in the FinTech industry, assessing its global challenges and opportunities The findings suggest that by 2025, FinTech, with advancements in new technologies and increased access to digital financial services, will become one of the most important drivers of transformation in global financial systems At the same time, challenges such as cybersecurity issues, privacy concerns, and legal regulations will remain some of the main barriers to growth and development in this industry This study identifies future trends, innovations, and their impacts on financial markets, offering suggestions for accelerating the global adoption of these technologies
کلیدواژهها
نویسندگان
مجید فتاحی
استادیار، گروه مدیریت بازرگانی، واحد ساری، دانشگاه آزاد اسلامی، ساری، ایران
Shahram Atashi
Department of Applied Economics, University of Valladolid, Spain
علی مجتبایی
دانشجوی دکتری، گروه مدیریت بازرگانی، واحد ساری، دانشگاه آزاد اسلامی، ساری، ایران
Pablo de Frutos Madrazo
Department of Applied Economics, University of Valladolid, Spain
Pedro Antonio Martín-Cervantes
Department of Financial Economics and Accounting, University of Valladolid, Spain
شیوه ارجاع
Atashi, Shahram and de Frutos Madrazo, Pablo and Martín-Cervantes, Pedro Antonio,1404,The Future of FinTech: A New Phenomenon in the Financial Services Market,18th International Conference on Management, World Trade, Economics, Finance and Social Sciences
ارائهشده در
مجموعه مقالات هجدهمین کنفرانس بین المللی مدیریت، تجارت جهانی، اقتصاد، دارایی و علوم اجتماعی31 اردیبهشت 1404