چکیده مقاله
The solvency of insurance companies is undoubtedly crucial for an insurance system to function It’s an essential factor to staying in today’s insurance industry Solvency is world leading standard that requires insurers to focus on managing all the risks they face and enables them to operate much more efficiently This study s aim is to model the factors that significantly affect the financial health of insurance companies taking solvency ratio as dependent variable It has taken the 10 insurance companies as samples These companies have taken in first level of solvency We employed multiple linear regression model For this purpose, we used some of the companies specific characteristics such as reinsurance actuarial issues, expenses ratio, loss ratio, combined ratio and ability of loss compensation against the solvency ratio This study led to the conclusion that the ability of loss compensation have significant positive relationship with the solvency ratio But, loss ratio, expenses ratio and combined ratio have significant negative relationship with solvency ratio Further, it is found that solvency ratio of Iranian insurance companies is not influenced by reinsurance and actuarial issues
کلیدواژهها
نویسندگان
Sarvenaz Darvari
M S in Actuarial Science, ECO College of Insurance, Allameh Tabatabaii University, Sarmad Insurance Co , Actuary,
Golshan Ehsanfar
M A in business management, Faculty of Management and Accounting, Allameh Tabatabaii University, Sarmad insurance Co , property insurance expert
Elnaz Garousi
M A in business management, Faculty of Management and Accounting, Qazvin Islamic Azad University, property insurance expert
شیوه ارجاع
Darvari, Sarvenaz and Ehsanfar, Golshan and Garousi, Elnaz,1394,Relationship between Solvency Ratio and Financial Indicators in Iranian Insurance Companies,Twenty-second National Conference and Eighth International Conference on Insurance and Development,Tehran
ارائهشده در
مجموعه مقالات بیست و دومین همایش ملی و هشتمین همایش بین المللی بیمه و توسعه1 آذر 1394 · تهران