چکیده مقاله
The insurance business has to be done in a prudent manner and under supervision by a regulatory body so that a minimum solvency and the business continuity requirements are maintained The European Solvency II requirements need an insurer to have in place an effective risk management system Credit, market, insurance and operational risks are the main categories of risks which an insurance business is facing In this paper, the Solvency II requirements for risk management, definition of operational risk and the Risk Management Standard ISO 31000:2009 as a useful guideline for managing operational risks are discussed Operational risk is enterprise wide risk It can include classes of risk, such as fraud, security, privacy protection, legal risks, physical e g infrastructure shutdown or environmental risks It is shown that ISO 31000 can effectively be applied to manage the insurer’s operational risks A conceptual model for operational risk management is introduced and the model is tested by a case study
کلیدواژهها
نویسندگان
Mahmoud Asad Samani
PhD in Industrial Engineering, Director General, Department of Risk Management Development, Central Insurance of I R Iran
شیوه ارجاع
Samani, Mahmoud Asad,1396,A Conceptual Model to Manage Insurers’ Operational Risk,24th National Conference on Insurance and Development ,Tehran
ارائهشده در
مجموعه مقالات بیست و چهارمین همایش ملی بیمه و توسعه13 آذر 1396 · تهران