چکیده مقاله
Artificial Intelligence is changing the face of the payment system through the introduction of various solutions that balance the circles of security, speed, and customer experience The paper performs an in depth analysis of AI powered payment systems, focusing on their capabilities, challenges, and future directions The study looks at how AI technologies Machine Learning, Blockchain integration, and Predictive Analytics enhances transaction security while responding to the increasing demand for real time processing Moreover, the paper has underlined how tailored AI driven solutions can improve customer satisfaction and loyalty Among these are discussions of ethical challenges such as data privacy, algorithmic bias, and regulatory issues, along with technical challenges including scalability and interoperability The future directions for research have also been discussed, focusing on the importance of XAI, hybrid AI blockchain systems, and adaptive fraud prevention models Addressing these challenges and capitalizing on state of the art innovations, AI powered payment systems can establish a more secure, efficient, and user centric financial ecosystem The study provides useful insights for stakeholders, policymakers, and researchers in an effort to use AI in transforming payment technologies
کلیدواژهها
نویسندگان
Sarina Afzalzadeh Naeeni
Master of Business Administration, International Business Orientation, University of Tehran
شیوه ارجاع
Afzalzadeh Naeeni, Sarina,1403,Ai-Powered Payment Systems: Balancing Security, Speed, And Customer Experience,5th International Conference on Management, Business, Economics and Accounting
ارائهشده در
مجموعه مقالات پنجمین کنفرانس بین المللی مدیریت، بازرگانی، اقتصاد و حسابداری28 دی 1403