چکیده مقاله
In order to develop innovative products and enhance market penetration,insurance companies will have to undertake enormous tasks of identifyingpresent market scenario and chalk out pragmatic plans and strategies In thisarticle we have tried to articulate some thoughts and ideas for developing needbased, knowledge based insurance/takaful products and solutions We havefocused on Bangladesh, which has been progressing rapidly towards a middleincome country/developing country by 2041 However, insurance penetration inBangladesh remains very low compared with neighboring countries There are several specialized and conventional business lines whereinsurance/takaful companies had not addressed adequately in the past and recentpast We have identified those areas with the aim to improve social well being aswell as promoting insurance not as a mere business only but as part of overallrisk management scheme for individuals, organizations and the Governmentitself This article specified the issues and areas of knowledge based productdevelopment in following sections: Insurance Market Scenario of Bangladesh Recent Market Developments in Bangladesh Required Actions for Market Development Enhancing Shariah Products Need for Social Insurance Need for Climate Risk Related Insurance Products Need for Pandemic Risk Related Insurance Products Need for Cyber Insurance Need for Mandatory Insurance Products Need for Policy Support Need for Rational Pricing: Improving Key Traditional Insurance Products Introducing New Technology Need for Human Capital Development
کلیدواژهها
نویسندگان
Kazi Mohammad Mortuza Ali
Director General, Bangladesh Institute for Professional Development BIPD
شیوه ارجاع
Mortuza Ali, Kazi Mohammad,1401,Development of Knowledge-Based Insurance Products and Solutions (with special reference to Bangladesh),The 29th National Conference and 10th International Conference on Insurance and Development (NCOID) with the main
ارائهشده در
مجموعه مقالات بیست و نهمین همایش ملی و دهمین همایش بین المللی بیمه و توسعه با موضوع «توسعه دانش بنیان صنعت بیمه»13 آذر 1401