چکیده مقاله
This paper has endeavored to associate the takaful industry with crowdfundingto expedite the flow of funds between the fund managers and the policy holders member participants Crowdfunding can tend to pursue the Waqala Waqfmodel by outreaching the risk hedgers well in time and space This paper’semphasis on the affiliation of crowdfunding with the takaful industry is to gainprominence of the unified takaful model worldwide Considering the takafulmodel as cultural Islamic centric, the Handke and Dalla Chiesa 2022 modelof crowdfunding can be employed to relate it with the takaful industryworldwide The three forms of crowdfunding; the rewards based crowdfunding,donation based crowdfunding and equity crowdfunding can play an integral rolein the re takaful industry in the Muslim community Because, it’s a muchintrigueddonation based fundraising for the policy holders, therefore thedonation based crowdfunding could be thought to be the most relevant processof takaful technology product Takaful being an Islamic cooperative instrumentfocuses primarily on mutual cooperation and risk sharing Therefore, a probe canbe made about how crowdfunding can speed this process of mutual hedging ofrisk between the fund managers and the policy holders
کلیدواژهها
نویسندگان
Fauzia Mubarik
Associate Professor, Department of Commerce and Accounting, Faculty of Management Sciences, National University of Modern Languages, Islamabad, Pakistan
شیوه ارجاع
Mubarik, Fauzia,1401,Takaful and Crowdfunding: A Knowledge Paradigm,The 29th National Conference and 10th International Conference on Insurance and Development (NCOID) with the main
ارائهشده در
مجموعه مقالات بیست و نهمین همایش ملی و دهمین همایش بین المللی بیمه و توسعه با موضوع «توسعه دانش بنیان صنعت بیمه»13 آذر 1401