چکیده مقاله
This systematic review synthesizes empirical evidence from 12 peer reviewed studies 2018–2025 to examine how specific FinTech innovations affect corporate financial management practices across industries FinTech tools including blockchain, artificial intelligence, robotic process automation, big data analytics, and IoT consistently deliver efficiency gains, cost reductions 10–35% , improved accuracy, real time decision making, and enhanced risk mitigation However, the primary functions transformed differ markedly by sector: financial services and banking benefit most from real time fraud detection, credit risk scoring, and customer facing analytics; manufacturing and energy sectors achieve the largest gains in treasury management, financial reporting, working capital optimization, and Days Sales Outstanding reduction through blockchain enabled machine to machine payments and smart contracts; retail and healthcare primarily leverage RPA and big data for accounting automation, regulatory compliance, and supply chain financing Common implementation barriers include regulatory uncertainty, legacy system interoperability, scalability limitations, and digital skill gaps Successful adoption requires industry tailored strategies, supportive regulatory sandboxes, CFO digital competencies, and collaborative ecosystems, and change management programs The findings underline the need for context specific deployment while confirming cross industry benefits in automation and data driven finance
کلیدواژهها
نویسندگان
Amirhossein Yahyavi
Msc student of business administration MBA , Faculty of Management and Finance Sciences, Department of Management, khatam University, Tehran, Iran
شیوه ارجاع
Yahyavi, Amirhossein,1404,How FinTech Innovations Are Transforming Corporate Financial Management Across Industries,The 12th international conference on management, accounting and economics in sustainable development,Mashhad
ارائهشده در
مجموعه مقالات دوازدهمین همایش بین المللی مدیریت،حسابداری و اقتصاد در توسعه پایدار8 شهریور 1404 · مشهد