چکیده مقاله
This paper examines the takaful industry, an Islamic insurance model, juxtaposed with conventional insurance, emphasizing its principles of shared responsibility and equitable surplus distribution While takaful's appeal lies in its ethical underpinnings, the sector confronts challenges including awareness gaps, governance issues, and limited investment options Operational models like Mudharabah and Wakalah exhibit distinct implications for surplus distribution and investment strategies The emergence of Bankatakaful has expanded distribution networks, requiring stringent governance for brand integrity Strategic interventions recommended include heightened awareness campaigns, robust regulatory frameworks, and product diversification to cater to evolving consumer needs Despite the sector's potential, addressing limitations is crucial for takaful to establish a strong global presence Ongoing research initiatives are essential to inform stakeholders and propel the industry's continual evolution in alignment with market dynamics and societal demands
کلیدواژهها
نویسندگان
شیوه ارجاع
Motevassel, T and Dehghan, L and Sadighi Gilani, M,1402,Takaful Insurance: Comparative Analysis and GlobalExpansion Roadmap,30th National and 11th International Conference on Insurance and Development (ICID 2023) The Evolution of Insurance Industry Ecosystem (Takaful, Governance, Modern Technologies),Tehran
ارائهشده در
مجموعه مقالات سی امین همایش ملی و یازدهمین همایش بین المللی بیمه و توسعه با موضوع تکامل زیست بوم صنعت بیمه «تکافل، حکمرانی و فناوری های نوین»12 آذر 1402 · تهران