چکیده مقاله
The transition to risk based supervision RBS represents a fundamental shift in insurance regulation globally, requiring substantial evolution in professional competencies across the sector This research examines the competency framework essential for insurance professionals operating within RBS environments, with specific application to Iranian insurance companies Through analysis of international best practices from European, Asian, and North American markets, this study identifies critical skills gaps and establishes training priorities for the Iranian insurance sector The research employs a mixed method approach, synthesizing data from regulatory frameworks in 28 countries and competency assessments from major international insurance markets Key findings indicate that Iranian insurance professionals require immediate development in quantitative risk modeling, regulatory technology applications, and integrated risk management capabilities The study reveals that companies implementing comprehensive competency frameworks achieve 34% better regulatory compliance rates and 27% improvement in risk adjusted returns compared to traditional supervision approaches Berry Stölzle & Xu, 2018 The analysis demonstrates that successful RBS implementation depends on three interconnected competency domains: technical risk assessment capabilities, regulatory alignment skills, and digital transformation readiness For Iranian companies, the research proposes a structured competency development approach focusing on practical implementation rather than theoretical knowledge, emphasizing cross functional collaboration and continuous learning mechanisms adapted from successful implementations in emerging markets
کلیدواژهها
نویسندگان
Roya Jahandideh
Zahra Mirzabagheri
Zahra Mirzabagheri
Roya Jahandideh
شیوه ارجاع
Jahandideh, Roya and Mirzabagheri, Zahra,1404,Competency Framework for Insurance Professionals: Skills Gaps and Training Priorities in Risk-Based Supervision Era,The 32nd National Conference and the 13th International Conference on Insurance and Development: 'Reimagining Supervision in Insurance: An Innovative Path toward Effective Regulation',Tehran
ارائهشده در
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