چکیده مقاله
This paper evaluates the impact of information technology IT on the operations of banks and the structure of the banking industry, including implications for stability On the one hand, bankscan focus on relationship banking and use IT developments to tailor services to individual needs and build enhanced, albeit modified, relationships with customers On the other hand, IT betterallows banks to exploit economies of scale and scope, which are most evident in transactionbanking Another manifestation of IT is via financial innovations that have enhanced marketability Stability enters the picture because increased marketability facilitates opportunistic behavior Together with enhanced herding behavior and changes in industry structure, this could undermine stability and augment systemic risk, calling for a regulatory overhaul
کلیدواژهها
نویسندگان
Abdollah Safari
Islamic Azad University, Shiraz branch, Shiraz, Iran
Abdollhossein Khalaf
Faculty of Management, Islamic Azad University, Shiraz, Iran
شیوه ارجاع
Safari, Abdollah and Khalaf, Abdollhossein,1392,Banks and information technology: Marketability vs. relationships (Case Study: Sarmayeh bank,7th International Conference on e- Commerce whit focus on e-Security,Kish Island
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